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TIP! If you can, wait six months before applying for a highly desired card. This will give you time to get your affairs in order, and improve your chances of being accepted.
TIP! When you are using your credit card at an ATM make sure that you swipe it and return it to a safe place as quickly as possible. There are many people that will look over your shoulder to try to see the information on the card and use it for fraudulent purposes.
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